Debt Mutual Fund Taxation in India: Rules, Rates & Examples

How are debt mutual funds taxed in India? Slab rate for units bought after April 2023, 12.5% LTCG for older units, worked examples and FD comparison.
How to Switch Mutual Funds: Steps, Tax Rules and Exit Load (2026 Guide)

Switching a mutual fund means redeeming units of one scheme and investing in another. It is taxed as a redemption: equity funds attract 20% STCG within 12 months and 12.5% LTCG after, with ₹1.25 lakh of annual LTCG exempt. Exit load may also apply.