8 Mutual Fund Mistakes Indian Investors Make (and How to Fix Them)
Stopping SIPs, chasing returns and holding too many funds: learn 8 costly mutual fund mistakes Indian investors make and how to fix each one.
Mutual Fund Costs Explained: Expense Ratio, Exit Load and Other Charges
This guide breaks down every major cost that affects mutual fund returns in India, including the expense ratio, exit load, Securities Transaction Tax (STT), transaction charges, stamp duty and distribution costs. It explains the difference between direct and regular plans, shows how exit load is calculated on lump-sum and SIP investments with worked examples, and clarifies why entry load no longer applies. Backed by SEBI and AMFI references, the article helps investors understand which costs are recurring versus one-time, how these charges compound over long holding periods, and practical steps to reduce unnecessary mutual fund expenses helping readers make more cost-efficient investment decisions.
Index Funds vs Active Mutual Funds: Which One Should You Choose?
Confused between index funds and actively managed mutual funds? This guide breaks down how each works, their costs, risks, performance expectations and diversification approach helping first-time and retail investors understand which strategy, or combination of both, fits their financial goals, risk appetite and investment horizon.