Retirement Corpus in India: How Much You Need, With Worked Examples
A practical guide to calculating your retirement corpus in India. It shows how to project future expenses with inflation, compares the 25x rule with the more conservative 28–33x range, factors in existing assets such as EPF, PPF and NPS, and turns the result into a monthly investment target.
Mutual Fund Risks Explained: A Practical Guide to Understanding and Managing Investment Risk
A practical breakdown of the real risks behind mutual fund investing market, credit, liquidity, interest rate, inflation and behavioural and how disciplined portfolio construction helps manage them, from the research-based advisory team at SJS Finserve.
Real Estate vs Mutual Funds: Which Is a Better Investment in India (2026)?
A data-backed comparison of returns, liquidity, risk, taxation and entry cost helping Indian investors decide whether real estate or mutual funds fit their financial plan better in 2026.
Should You Stop Your SIP During a Market Fall? What Long-Term Investors Need to Know
Markets falling and wondering if you should stop your SIP? This guide breaks down when pausing a SIP actually makes sense versus when it’s just fear talking covering rupee cost averaging, market corrections, and the real questions to ask before you stop investing.
Gold Allocation in Portfolio: How Much Gold Should You Hold? (2026 Guide)
A practical guide to deciding your ideal gold allocation covering gold vs equity returns, risk-based allocation ranges (5% to 50%), and how to rebalance your portfolio for long-term growth and protection.
Equity vs Debt vs Hybrid Mutual Funds: Which Is Right For You?
Confused between equity, debt and hybrid mutual funds? Compare risk, returns, taxation and time horizon to pick the right fund for your goals.