Mutual Fund for Minor in India: Open, SIP & Tax (2026)
Yes, a parent can open a mutual fund folio in a minor’s name. Learn documents, SIP steps, how gains are taxed and what changes at 18. By SJS Finserve.
Retirement Corpus in India: How Much You Need, With Worked Examples
A practical guide to calculating your retirement corpus in India. It shows how to project future expenses with inflation, compares the 25x rule with the more conservative 28–33x range, factors in existing assets such as EPF, PPF and NPS, and turns the result into a monthly investment target.
How Many Mutual Funds Should You Own? A Practical Guide for Indian Investors
Most investors count their mutual funds, but what matters is how many different exposures those funds create. This guide shows how to check portfolio overlap using your CAS, how goals and asset allocation decide the number of funds, what SEBI’s 2026 overlap rules do and don’t cover, and what to weigh before consolidating.
Mutual Fund Risks Explained: A Practical Guide to Understanding and Managing Investment Risk
A practical breakdown of the real risks behind mutual fund investing market, credit, liquidity, interest rate, inflation and behavioural and how disciplined portfolio construction helps manage them, from the research-based advisory team at SJS Finserve.
Daily vs Weekly vs Monthly SIP: Which Gives Better Returns?
A data-backed comparison of daily, weekly, and monthly SIP returns across five equity fund categories and five investment horizons. Find out whether changing your SIP frequency actually improves returns or if it’s a distraction from the decisions that matter more.
Why You Need a Financial Advisor: 5 Ways Professional Advice Improves Your Investments
Most investors struggle not with opening an account, but with knowing what to invest in and why. This guide breaks down seven concrete ways a professional financial advisor not a friend’s tip or a trending fund can improve your risk assessment, portfolio structure, and long-term investment outcomes.
Lifecycle Funds Explained: Are Target-Date Funds Right for Your Financial Goals?
A practical guide to how lifecycle funds automatically reduce equity exposure as your goal approaches covering SEBI’s new Life Cycle Fund category, glide paths, benefits, limitations, and how to judge if one fits your portfolio.
How to Start Investing in Mutual Funds in India, A Step-by-Step Guide for Beginners
Investing in mutual funds is a smart way to build long-term wealth, but getting started can seem overwhelming. This guide explains how to start investing in mutual funds in India, covering financial goal setting, KYC, SIP vs lumpsum investments, and portfolio planning. Learn the essential steps to make informed investment decisions and begin your wealth creation journey with confidence.