A complete guide to understanding insurance as a risk-management tool rather than a savings product. Covers how insurance works, its three core components (premium, policy limit, deductible), the major types life, health, and general insurance and the tax benefits available under Sections 80C, 80D, and 10(10D).
These Terms & Conditions govern your use of the SJS Finserve Platform. By accessing or using the Platform, you agree to be bound by these Terms. Please read them carefully before proceeding.
The SJS Finserve Platform provides information about our financial products, wealth management services, investor education, and related content for general informational purposes.
Information on the SJS Finserve Platform is for informational purposes only and does not constitute investment, financial, tax, or legal advice. Users should seek independent professional advice before making investment decisions.
All investments are subject to market risks, and past performance is not indicative of future results. SJS Finserve does not guarantee the accuracy, completeness, or future performance of any information or investment.
By using the SJS Finserve Platform, you agree to use it only for lawful purposes and not to copy, reproduce, scrape, misuse, or attempt unauthorized access to any part of the Platform or its content.
Submitting an enquiry does not create any client or advisory relationship. SJS Finserve may contact you using the details provided to respond to your enquiry or provide information about its services.
The SJS Finserve Platform may contain links to third-party websites or services. SJS Finserve is not responsible for their content, privacy practices, availability, or security.
All content, trademarks, logos, graphics, research, and other materials on the SJS Finserve Platform are the exclusive property of SJS Finserve Private Limited and may not be used without prior written permission.
SJS Finserve shall not be liable for any loss or damage arising from reliance on Platform content, investment decisions, technical interruptions, website unavailability, or circumstances beyond its reasonable control.
You agree to indemnify and hold harmless SJS Finserve, its directors, employees, and affiliates from any claims or liabilities arising from your misuse of the Platform or violation of these Terms.
These Terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts in Delhi, India.
SJS Finserve may revise these Terms & Conditions at any time. Continued use of the Platform constitutes acceptance of the revised Terms.
SJS Finserve Private Limited ("SJS Finserve", "we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose and safeguard your Personal Data in accordance with applicable laws in India.
SJS Finserve may collect your name, contact details, information voluntarily provided by you, and technical data such as IP address, browser information, cookies, and website usage.
SJS Finserve uses your information to provide financial services, respond to inquiries, communicate relevant updates, comply with legal and regulatory obligations, and protect the Platform.
SJS Finserve does not sell or rent your Personal Data. Information may be shared only with authorized service providers, business partners, regulators, or where required by applicable law.
SJS Finserve maintains reasonable security measures and retains Personal Data only for as long as necessary to provide services or meet legal and regulatory requirements.
SJS Finserve may use cookies and similar technologies to improve website functionality, analyze usage, and enhance user experience. You may manage cookies through your browser settings.
The SJS Finserve Platform may contain links to third-party websites. SJS Finserve is not responsible for their privacy practices, content, or security.
Personal Data is retained only for legitimate business, legal, and regulatory purposes and securely disposed of where permitted by law.
Subject to applicable law, you may request access to, correction, or deletion of your Personal Data, or withdraw consent where applicable, by contacting SJS Finserve at info@sjsfinserve.com.
The SJS Finserve Platform is not intended for children, and SJS Finserve does not knowingly collect their Personal Data.
SJS Finserve may revise this Privacy Policy from time to time. Any updates will be effective upon publication on the Platform with the revised "Last Updated" date.