How to Switch Mutual Funds: Steps, Tax Rules and Exit Load (2026 Guide)
Switching a mutual fund means redeeming units of one scheme and investing in another. It is taxed as a redemption: equity funds attract 20% STCG within 12 months and 12.5% LTCG after, with ₹1.25 lakh of annual LTCG exempt. Exit load may also apply.
How to Evaluate a Mutual Fund Before Investing: A Beginner Friendly Checklist
A step-by-step checklist to help beginners evaluate mutual funds before investing covering fund category, past performance, risk, expense ratio, portfolio, and tax rules so you choose funds that actually fit your financial goals instead of chasing last year’s top performer.