Can You Have Two SIPs in the Same Mutual Fund? Does Splitting Investments Improve Returns?

A data-backed look at whether splitting your monthly SIP across two dates in the same mutual fund actually improves returns, or whether it just adds unnecessary complexity to your portfolio without changing your long-term wealth outcome.
July 2026 Mutual Fund Flows: Small-Cap Inflows Hit Record High as Large-Caps See Outflows

Equity mutual fund inflows slowed to ₹24,697 crore in July 2026, but small-cap funds hit a record ₹7,768 crore even as large-cap funds saw outflows. This piece breaks down what the AMFI data actually shows, why rising small-cap flows raise portfolio concentration risk, and how investors should respond not by chasing the trend, but by reviewing their actual market-cap exposure.