Mutual Fund Consistency vs Returns: How to Actually Evaluate a Fund Before Investing
A practical guide to evaluating mutual funds beyond one-year and three-year return rankings covering rolling returns, drawdown risk, risk-adjusted metrics, portfolio concentration and style drift, with a framework SJS Finserve uses to review client portfolios.
Can You Have Two SIPs in the Same Mutual Fund? Does Splitting Investments Improve Returns?
A data-backed look at whether splitting your monthly SIP across two dates in the same mutual fund actually improves returns, or whether it just adds unnecessary complexity to your portfolio without changing your long-term wealth outcome.