July 2026 Mutual Fund Flows: Small-Cap Inflows Hit Record High as Large-Caps See Outflows
Equity mutual fund inflows slowed to ₹24,697 crore in July 2026, but small-cap funds hit a record ₹7,768 crore even as large-cap funds saw outflows. This piece breaks down what the AMFI data actually shows, why rising small-cap flows raise portfolio concentration risk, and how investors should respond not by chasing the trend, but by reviewing their actual market-cap exposure.
Mutual Fund Costs Explained: Expense Ratio, Exit Load and Other Charges
This guide breaks down every major cost that affects mutual fund returns in India, including the expense ratio, exit load, Securities Transaction Tax (STT), transaction charges, stamp duty and distribution costs. It explains the difference between direct and regular plans, shows how exit load is calculated on lump-sum and SIP investments with worked examples, and clarifies why entry load no longer applies. Backed by SEBI and AMFI references, the article helps investors understand which costs are recurring versus one-time, how these charges compound over long holding periods, and practical steps to reduce unnecessary mutual fund expenses helping readers make more cost-efficient investment decisions.