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Know Your Numbers
Before You Decide

Simple, instant calculators to help you plan your SIPs, loans, and retirement — no sign-up, no jargon, just clear numbers you can act on.

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Investing
SIP Calculator
Investing
Lumpsum Calculator
Borrowing
SWP calculator
Planning
Mutual Funds VS Fixed Deposit Vs savings Account Calcualtor

Mutual Funds VS FD VS Savings

Mutual Funds vs FD vs Savings

See the edge, in numbers

₹
₹10,000₹25,00,000
Yr
In 10 years, would have grown to
Mutual funds
14%^ returns before taxes
₹0
Fixed deposits
6.5%^ returns before taxes
₹0
Savings account
3.5%^ returns before taxes
₹0
As you invest for tomorrow, see what your money can do for you — choices you make today shape your future.
Mutual Funds vs FD vs Savings — SJS Finserv
See The Edge, In Numbers

Mutual Funds vs FD vs Savings

Not all places to park your money grow it the same way. See how a Mutual Fund investment can outpace a Fixed Deposit or Savings Account over time.

  • Mutual Funds — market-linked growth,14%^ potential returns
  • Fixed Deposits — fixed, predictable returns around 6.5%^
  • Savings Account — safest, but lowest growth at 3.5%^
Enter an amount and a time period to instantly compare how each option would grow.

SIP and LUMPSUM Calculator

SIP Calculator

Est. growth
₹
%
Yr
Total value
₹0
Invested amount
Est. returns
Invested amount₹0
Est. returns₹0
Total value₹0
SIP & Lumpsum Calculator — SJS Finserv
Plan Your Investment

SIP Calculator & Lumpsum Calculator

Two simple ways to grow your money.

Step-by-Step Investing

SIP Calculator

Invest a fixed amount every month into a mutual fund and let compounding do the heavy lifting.

  • Small, disciplined monthly investments
  • Averages out market highs and lows
  • Ideal for long-term goals like retirement
Enter monthly amount, expected return and duration to see your maturity value.
One-Time Investing

Lumpsum Calculator

Invest your entire amount in one go and give your full capital maximum time to grow.

  • Puts surplus funds to work instantly
  • Great when you have a bonus or windfall
  • Simple, single entry-point investing
Enter investment amount, expected return and duration to see your maturity value.

Invest monthly? Choose SIP. Have a lump sum ready? Choose Lumpsum. Most wealth plans use both.

SWP Calculator

SWP Calculator

Withdrawal plan
₹
₹
%
Yr
Corpus breakdown
Final value
Total withdrawn
Total investment₹0
Total withdrawal₹0
Final value₹0
Corpus may run out before the end of this period at the current withdrawal rate.
SWP Calculator — SJS Finserv
Regular Income

SWP Calculator

Systematic Withdrawal Plan

Withdraw a fixed amount at regular intervals from your investment, while the rest stays invested and keeps growing.

  • Steady income from your existing corpus
  • Balance continues to earn returns
  • Popular choice for retirement income
Enter your investment, withdrawal amount and duration to see how long your money lasts.
Terms & Conditions — SJS Finserve
LEGAL · SJS FINSERVE PRIVATE LIMITED

Terms & Conditions

These Terms & Conditions govern your use of the SJS Finserve Platform. By accessing or using the Platform, you agree to be bound by these Terms. Please read them carefully before proceeding.

sjsfinserve.com info@sjsfinserve.com Registered Office: Delhi, India Last Updated: [DD Month YYYY]
01

About Our Website

The SJS Finserve Platform provides information about our financial products, wealth management services, investor education, and related content for general informational purposes.

02

No Investment Advice

Information on the SJS Finserve Platform is for informational purposes only and does not constitute investment, financial, tax, or legal advice. Users should seek independent professional advice before making investment decisions.

03

No Guarantee of Returns

All investments are subject to market risks, and past performance is not indicative of future results. SJS Finserve does not guarantee the accuracy, completeness, or future performance of any information or investment.

04

Platform Usage

By using the SJS Finserve Platform, you agree to use it only for lawful purposes and not to copy, reproduce, scrape, misuse, or attempt unauthorized access to any part of the Platform or its content.

05

Enquiries and Communication

Submitting an enquiry does not create any client or advisory relationship. SJS Finserve may contact you using the details provided to respond to your enquiry or provide information about its services.

06

Third-Party Links

The SJS Finserve Platform may contain links to third-party websites or services. SJS Finserve is not responsible for their content, privacy practices, availability, or security.

07

Intellectual Property

All content, trademarks, logos, graphics, research, and other materials on the SJS Finserve Platform are the exclusive property of SJS Finserve Private Limited and may not be used without prior written permission.

08

Limitation of Liability

SJS Finserve shall not be liable for any loss or damage arising from reliance on Platform content, investment decisions, technical interruptions, website unavailability, or circumstances beyond its reasonable control.

09

Indemnity

You agree to indemnify and hold harmless SJS Finserve, its directors, employees, and affiliates from any claims or liabilities arising from your misuse of the Platform or violation of these Terms.

10

Governing Law

These Terms are governed by the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts in Delhi, India.

11

Changes to these Terms

SJS Finserve may revise these Terms & Conditions at any time. Continued use of the Platform constitutes acceptance of the revised Terms.

QUESTIONS ABOUT THESE TERMS

Reach out any time.

info@sjsfinserve.com
Privacy Policy — SJS Finserve
LEGAL · SJS FINSERVE PRIVATE LIMITED

Privacy Policy

SJS Finserve Private Limited ("SJS Finserve", "we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose and safeguard your Personal Data in accordance with applicable laws in India.

sjsfinserve.com info@sjsfinserve.com Registered Office: Delhi, India Last Updated: [29 July 2026]
01

Information We Collect

SJS Finserve may collect your name, contact details, information voluntarily provided by you, and technical data such as IP address, browser information, cookies, and website usage.

02

Lawful Basis and Purpose of Processing

SJS Finserve uses your information to provide financial services, respond to inquiries, communicate relevant updates, comply with legal and regulatory obligations, and protect the Platform.

03

Disclosure and Sharing of Data

SJS Finserve does not sell or rent your Personal Data. Information may be shared only with authorized service providers, business partners, regulators, or where required by applicable law.

04

Data Security and Retention

SJS Finserve maintains reasonable security measures and retains Personal Data only for as long as necessary to provide services or meet legal and regulatory requirements.

05

Cookies

SJS Finserve may use cookies and similar technologies to improve website functionality, analyze usage, and enhance user experience. You may manage cookies through your browser settings.

06

Third-Party Websites and Services

The SJS Finserve Platform may contain links to third-party websites. SJS Finserve is not responsible for their privacy practices, content, or security.

07

Data Retention

Personal Data is retained only for legitimate business, legal, and regulatory purposes and securely disposed of where permitted by law.

08

Your Rights

Subject to applicable law, you may request access to, correction, or deletion of your Personal Data, or withdraw consent where applicable, by contacting SJS Finserve at info@sjsfinserve.com.

09

Children's Privacy

The SJS Finserve Platform is not intended for children, and SJS Finserve does not knowingly collect their Personal Data.

10

Changes to this Privacy Policy

SJS Finserve may revise this Privacy Policy from time to time. Any updates will be effective upon publication on the Platform with the revised "Last Updated" date.

QUESTIONS ABOUT YOUR DATA

Reach out any time.

info@sjsfinserve.com